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Pennsylvania Inheritance Tax: Protecting Your Heirs from the 4.5% (or 15%) Bite
January 24, 2026 at 6:15:32 PM
If you're a Pennsylvania resident planning your estate, there's one tax you absolutely need to understand: the Pennsylvania inheritance tax. Unlike most states that have eliminated this tax, Pennsylvania is one of only six states that still imposes it, and it affects estates of all sizes, not just the wealthy. Here's what makes this particularly important for Pennsylvania retirees: while you won't pay a state estate tax (Pennsylvania eliminated that), and most people won't face federal estate...
January 24, 2026 at 6:15:32 PM
Pennsylvania Inheritance Tax: Protecting Your Heirs from the 4.5% (or 15%) Bite
If you're a Pennsylvania resident planning your estate, there's one tax you absolutely need to understand: the Pennsylvania inheritance tax. Unlike most states that have eliminated this tax, Pennsylvania is one of only six states that still imposes it, and it affects estates of all sizes, not just the wealthy. Here's what makes this particularly important for Pennsylvania retirees: while you won't pay a state estate tax (Pennsylvania eliminated that), and most people won't face federal estate...
October 17, 2025 at 12:22:43 PM
The Other Side of Retirement: Preparing for the Social and Emotional Journey
Article by Dr. Lisa J Lucas Author, Speaker, and Life Transition Coach When most of us think about retirement, we focus on the tangible: savings goals, pensions, healthcare, and whether our financial plan will sustain the lifestyle we envision. We imagine freedom, travel, and leisure — a long-awaited exhale after decades of structure and responsibility. But what few people prepare for, and what too few conversations address, is the social and emotional reality that comes after the celebration...
January 21, 2026 at 1:31:12 PM
The Real Story About Retirement Expenses: What Changes and What Doesn't
One of the most common questions I hear from clients approaching retirement is: "How much will I actually spend each year?" It's a deceptively simple question with a complex answer, because retirement expenses don't follow a straight line. They shift, evolve, and sometimes surprise you in ways that working years never prepared you for. This article will walk you through what commonly happens with expenses in retirement and how to project expenses in a way that works in the real world. The...
May 9, 2025 at 5:25:52 PM
Should You Transfer Your House Title to Your Children As You Age? An In-Depth Guide
As you approach retirement and begin thinking seriously about your legacy, one question often surfaces: "Should I put my house in my kids' names now, or wait until I pass away?" It's a deceptively simple question that many parents grapple with, often prompted by well-meaning advice from friends or concerns about making things "easier" for their children. On the surface, transferring your home's title to your children might seem like a straightforward estate planning strategy. After all,...
November 16, 2025 at 5:14:19 PM
2026 Retirement Account Contribution Limits: Essential Guide for Those 50+
The IRS has announced higher contribution limits for 2026, giving those ages 50 and above more opportunities to boost their retirement savings. If you're approaching retirement, understanding these changes—especially the enhanced catch-up provisions—can help you maximize your tax-advantaged savings in the final stretch. 401(k), 403(b), and 457 Plans: Room to Save More Standard Contributions The base contribution limit for workplace retirement plans is increasing across the board: 2026:...
