January 2, 2023 at 8:33:41 PM

SECURE Act 2.0 - The Most Important Parts For Those Nearing Retirement or Already Retired

This article summarizes the most important components of the recently passed SECURE Act 2.0 for those either nearing retirement or...

October 13, 2022 at 6:45:26 PM

Recent Social Security Benefit Updates: 8.7% Increase in 2023

This article includes some good news at a time when many retirement savers can use some… As you may have heard last week, the Social...

June 27, 2022 at 6:52:01 PM

Savings Account Interest Rates: Shopping Around is Starting to Pay Off

According to bankrate.com, the national average savings account interest rate is still only 0.1% as of June 2022. However, Federal...

May 14, 2021 at 1:49:40 PM

How Can High Inflation Impact Investments?

Inflation vs. Stock vs. Bond From 1968 - 1982 Observations - From 1968 - 1982, inflation averaged 7.4% per year. - During this high...

December 21, 2022 at 10:17:14 PM

Recessions and Historical Market Performance

This article discusses historical market performance during and following previous recessions. An economic recession is widely expected...

October 6, 2022 at 7:25:38 PM

Historical Data Following Prior Bad Years for S&P 500 Index

First, this article shows what's previously occurred during prior bad years for the S&P 500 Index. The purpose of sharing this data first...

June 2, 2022 at 4:37:58 PM

While Markets are Down, Should I Evaluate a Roth Conversion?

One positive during bad market time periods, like this year so far, is that market declines can provide a good opportunity to evaluate...

March 29, 2021 at 3:17:11 PM

Required Minimum Distribution Planning

Executive Summary 1 - Required Minimum Distributions (RMDs) must be taken from pre-tax retirement accounts such as pre-tax 401k accounts,...

October 24, 2022 at 3:18:06 PM

S&P 500 Performance Following Midterm Elections

With high inflation, a slowing economy, and geopolitical tensions top of mind, many may be wondering what positive catalyst could...

July 7, 2022 at 3:23:59 PM

Potential Good News? S&P 500 Index 1st-Half vs. 2nd-Half Performance Data During Bad Years

The S&P 500 index has averaged about 10% per year since inception in the 1920s. Following very strong years in 2019, 2020, and 2021, the...

May 4, 2022 at 2:00:40 PM

Using Series I Savings Bonds To Beat Inflation - 9.6% through Oct 2022

This article is a short summary of key points about Series I Savings Bonds. You can learn more and purchase I-Bonds directly from the US...

March 9, 2021 at 12:49:20 AM

When Can I Retire? A Practical Use of The Retirement Cash Flow Statement

The purpose of this article is to demonstrate how building a retirement cash flow statement can be used to answer common questions such...