June 2, 2022 at 12:37:58 PM

While Markets are Down, Should I Evaluate a Roth Conversion?

One positive during bad market time periods, like this year so far, is that market declines can provide a good opportunity to evaluate...

March 29, 2021 at 11:17:11 AM

Required Minimum Distribution Planning

Executive Summary 1 - Required Minimum Distributions (RMDs) must be taken from pre-tax retirement accounts such as pre-tax 401k accounts,...

December 11, 2020 at 11:05:33 AM

How Will Inflation Impact Your Retirement?

What is Inflation? Inflation causes prices to increase over time. A gallon of gas cost an average of $0.36 in 1970. Today, the national...

August 21, 2020 at 3:56:48 PM

How Do Presidential Election Outcomes Impact Stock Market Returns?

Clients have started occasionally asking if changes should be made to their investment allocation in anticipation of the upcoming...

May 4, 2022 at 10:00:40 AM

Using Series I Savings Bonds To Beat Inflation - 9.6% through Oct 2022

This article is a short summary of key points about Series I Savings Bonds. You can learn more and purchase I-Bonds directly from the US...

March 8, 2021 at 7:49:20 PM

When Can I Retire? A Practical Use of The Retirement Cash Flow Statement

The purpose of this article is to demonstrate how building a retirement cash flow statement can be used to answer common questions such...

October 23, 2020 at 1:12:40 PM

Which PSERS Pension Option Should I Select? An Article For PSERS Employees

When handled correctly, the PSERS pension's monthly income and lump sum benefits can be a great combination to protect the long-term...

July 13, 2020 at 7:21:33 PM

Retiring in Pennsylvania vs. Florida vs. South Carolina

This article compares retiring in Pennsylvania with two other popular retirement destinations for Pennsylvanians: Florida and South...

May 14, 2021 at 9:49:40 AM

How Can High Inflation Impact Investments?

Inflation vs. Stock vs. Bond From 1968 - 1982 Observations - From 1968 - 1982, inflation averaged 7.4% per year. - During this high...

February 4, 2021 at 8:43:18 AM

Inherited IRA Planning Considerations

The SECURE Act In December 2019, Congress passed legislation called the SECURE Act that included numerous retirement savings reforms....

September 15, 2020 at 11:17:04 AM

Health Insurance When Retiring Before Age 65

If you're thinking about retiring before age 65, how will you get health insurance prior to reaching Medicare eligibility? How much will...

July 13, 2020 at 9:54:41 AM

Retirement Income Planning in Pennsylvania

Retirement Income Planning in Pennsylvania is simpler than in many other states because PA does not tax retirement income sources such as...