ABOUT US
About Kyle Rolek
Kyle was born in Easton, PA to Ken and Kathy Rolek, both of whom spent many years as teachers in the Pennsylvania public school system. Growing up as the son of teachers significantly influenced Kyle’s approach to retirement planning today.
After graduating from Wilson Area High School near the top of his class, Kyle proceeded to attend Lafayette College where he obtained his degree in Economics & Business (he started at Lafayette as pre-med, but switched to business during sophomore year after being crushed by organic chemistry).
After graduating from Lafayette College, Kyle began work as a financial advisor at ING Financial Partners. During this time, he obtained the Certified Financial Planner designation. He’d also go on to complete the Value Investing program through Stanford University’s continuing studies program.
In 2016, Kyle formed Rolek Retirement Planning, a Registered Investment Advisor, to better serve clients nearing retirement who seek the peace of mind that comes with having one single, nicely organized plan that addresses all issues (life, expense, income, investment, tax, healthcare, estate) that need to be addressed in the lead up to retirement.
We Help Clients
-
Protect their long-term financial security
-
Determine the amount of money needed to retire
-
Minimize the impact of future tax increases on retirement income
-
Plan for unexpected healthcare costs, including long-term care expenses
-
Use investments to produce consistent cash flow throughout retirement
-
Get the most from social security, including survivor and spousal benefits
-
Implement Roth conversions in a way that’s tax efficient
-
Make sure the surviving spouse and beneficiaries remain financially secure
-
Reduce or eliminate potential future estate and inheritance taxes
-
Avoid common retirement planning pitfalls and mistakes
And many other retirement planning tips and techniques...
Our Retirement Planning Process
1. Lifestyle Planning.
- What will you do to enjoy yourself during retirement?
- Will any retirement lifestyle changes have a significant impact on your expenses?
2
3. Income Planning.
- Will your retirement income be enough to fund your expenses?
- When should you start social security? Which pension option should you select?
4
5. Tax Planning.
- How will potential future tax increases impact your long-term financial security?
- How can you reduce the harm that future tax increases may inflict on your plan?
6
7. Estate Planning.
- Will assets pass to beneficiaries in a way that’s intentional and tax-efficient?
- How can you minimize or eliminate potential estate and inheritance taxes?
8
1
2. Expense Planning.
- How much will you need to spend per year to live the life you want in retirement?
- How will inflation, taxes, and healthcare costs impact your expenses over time?
3
4. Investment Planning.
- How will you use your investments to generate income that lasts for life?
- How will you protect your investments from risks you’ll face during retirement?
5
6. Healthcare Planning.
- How much will you spend each year on health care costs in retirement?
- How can you protect assets from potential future long-term care expenses?
7
6. Monitor Plan.
- We keep your plan updated to protect your long-term financial security
Specialized
Our process is optimized specifically for those nearing retirement or already retired. As a result, we’re well-equipped to handle the finer details.
Certified Financial Planner
TM
Our process is optimized specifically for those nearing retirement or already retired. As a result, we’re well-equipped to handle the finer details.
Comprehensive
Higher quality advice. It’s the result of organizing all important aspects of retirement planning into one simple, well-organized plan.
Working With Us
We Build Organized, Comprehensive Retirement Plans for a Flat Fee
1. Consultation
We discuss your concerns, goals, and current situation
2. Build Plan
We help you build a customized plan to accomplish your objectives
2. Monitor Plan
We keep your plan updated to protect your long-term financial security
LATEST BLOGS
